Calculator

Borrowing Power

Estimate how much a lender may let you borrow based on your income, expenses and existing commitments.

Your gross annual income

Partner's gross annual income

Number of dependants

Monthly living expenses

Existing monthly loan repayments

Total credit card limits

Interest rate

% p.a.

Loan term

years

Estimated borrowing power

$388,000

Monthly repayment

$2,352

Monthly surplus

$3,151

Assessment rate (incl. 3% buffer)

9.10% p.a.

This calculator provides indicative estimates only, based on the information you enter and simplified assumptions. It is not financial advice, a loan offer or a quote. Speak to your lender or a licensed financial adviser before making decisions.